In this guide
Quick & EZ Insurance does not handle claims in‑house
Quick takeaway
Important: how claims work
Insurance carriers are responsible for handling, investigating, and resolving claims. The agency’s role is to help you stay informed, locate your carrier’s claims contact information, and connect you with the right resources. Quick & EZ Insurance does not process, adjust, manage, submit, or handle claims in‑house.
First steps after a loss
- Take care of immediate safety: people first, then property
- Call emergency services if anyone is hurt or the situation is dangerous
- Prevent further damage where reasonably safe to do so
- Contact your insurance carrier directly to report the loss
- Follow the carrier’s instructions for next steps
Information to have ready
Most carriers will ask for
- Your policy number (declarations page, ID card, or insurer app)
- Date, time, and location of the loss
- Brief description of what happened
- Names and contact info for anyone involved or witnessed
- Photos or video of the damage, if available
- Police, fire, or incident report numbers, if applicable
Documenting the loss
Photos, videos, and a short written description go a long way. Save receipts for any out‑of‑pocket expenses (e.g., temporary tarps after a roof leak), and keep copies of any reports or communications.
Follow your carrier’s instructions
Your carrier will explain the next steps — assigning an adjuster, scheduling an inspection, recommending vendors, or requesting documentation. Following those steps and responding promptly tends to keep the process moving smoothly.
How Quick & EZ supports you
You don’t have to navigate this alone. If you’re unsure who your carrier is, can’t find a claims phone number, or simply want to talk through what to expect, contact Quick & EZ Insurance and we’ll help you locate your carrier’s contact information.
Need help finding your carrier’s claims contact?
We can help you locate the right phone number, link, or app for your insurance carrier.
Frequently asked questions
Does Quick & EZ Insurance handle my claim?+
No. Quick & EZ Insurance does not process, adjust, manage, submit, or handle claims in‑house. Claims must be reported directly to your insurance carrier.
How do I find my carrier’s claims phone number?+
It’s usually on your declarations page, ID card, or in your insurer’s app or website. If you can’t locate it, contact us and we’ll help you find it.
How quickly should I report a claim?+
Most carriers ask that you report a loss as soon as reasonably possible. Timely reporting helps with documentation and the carrier’s process.
Should I get repair estimates before calling?+
Carriers generally have their own claims process. Document the damage and follow the carrier’s instructions to avoid unnecessary out‑of‑pocket steps.
What if I’m unsure whether to file?+
You can usually call your carrier to ask questions before filing. We can also help you understand who to contact.
Will filing a claim affect my premium?+
It may, depending on the carrier, the type of loss, and your overall history. Carriers control rating, not the agency.
Next step
Need help choosing the right coverage path?
Quick & EZ Insurance can help you request options for your home, auto, RV, business, or contractor needs — fast and friendly.
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Quick & EZ Insurance does not process, adjust, manage, submit, or handle claims in-house. Claims must be reported directly to the insurance carrier. This article is for general educational purposes only and does not constitute legal, financial, or insurance advice.